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<channel>
    <title>Home Insurance</title>
    <link>http://honeinsurance.com</link>
    <description>Online Home Insurance | Hone Insurance</description>
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<item>
	<title>Hire Car Insurance – Why is Hire Car Insurance Important?</title>
	<link>http://honeinsurance.com/661003-Hire-Car-Insurance-Why-is-Hire-Car-Insurance-Important.html</link>
	<pubDate>Mon, 06 Feb 2012 00:51:32 -0500</pubDate>
	<category><![CDATA[Travel]]></category>
	<description>
        With the advent of car rental companies, a lot of people have experienced driving the car they wanted without the hassles of paying for the full value of the car. In addition, it has helped a lot of people go places. Whatever the purpose may be  a business trip, a leisurely weekend or holiday vacation with friends and loved ones, or just a vacation to break away from the normal routine  car rental services has allowed people to enjoy successful trips without bringing their own cars. Why is it th...	</description>
	<content:encoded><![CDATA[With the advent of car rental companies, a lot of people have experienced driving the car they wanted without the hassles of paying for the full value of the car. In addition, it has helped a lot of people go places. Whatever the purpose may be ' a business trip, a leisurely weekend or holiday vacation with friends and loved ones, or just a vacation to break away from the normal routine ' car rental services has allowed people to enjoy successful trips without bringing their own cars. Why is it then important to include hire car insurance in the total package? Protection for the car rental companies. We all know that car repair and maintenance cost a lot. For the most part, car maintenance is a fixed cost that is being shouldered by the car rental companies. They make sure that the vehicles for rented are always ready and in good condition. However, when an accident occurs, car repairs can be very expensive and an added cost that could risk the company's financial stability. Hire car i...]]></content:encoded>
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	<title>Claiming on your home insurance policy</title>
	<link>http://honeinsurance.com/747228-Claiming-on-your-home-insurance-policy.html</link>
	<pubDate>Sat, 04 Feb 2012 05:20:49 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
         If your home has sustained damage or been burgled, then the first thing you have to do is notify the insurance company, and the police if necessary. Let your insurance agent know roughly what has happened to your property, and then they will talk you through the next steps that you have to take. Keep the name and telephone number of your insurance agent on your person, so that you can contact them at any time.  It is also a good idea to keep a record of all your communications with the insuranc...	</description>
	<content:encoded><![CDATA[ If your home has sustained damage or been burgled, then the first thing you have to do is notify the insurance company, and the police if necessary. Let your insurance agent know roughly what has happened to your property, and then they will talk you through the next steps that you have to take. Keep the name and telephone number of your insurance agent on your person, so that you can contact them at any time.  It is also a good idea to keep a record of all your communications with the insurance company regarding the claim, in case you have to enter into a dispute with them later.  . Keep a bit of paper or a notepad on you at all times so that you can write down anything that you notice is damaged or missing, as this information will be required when you come to make the claim.  . You should also make any temporary repairs that you deem necessary, as it is up to you to prevent the damage to your property from getting worse. For instance, if you have a leak, then you might want to pu...]]></content:encoded>
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	<title>Life Insurance - Wise Investment In Personal Finance Or</title>
	<link>http://honeinsurance.com/644002-Life-Insurance-Wise-Investment-In-Personal-Finance-Or.html</link>
	<pubDate>Fri, 03 Feb 2012 04:59:59 -0500</pubDate>
	<category><![CDATA[Home and Family]]></category>
	<description>
        Life insurance is typically taken out to offer valuablefinancial protection for your family in the event of your death,upon which a payment is made to your financial beneficiaries,heirs or family members. The extent of this payment will dependon your insured sum and earnings. Life insurance and lifeassurance may be interlinked in advertisements, though bear inmind the two policies are different. Life assurance is a form offinancial protection which is also an investment, as you shouldalways get ...	</description>
	<content:encoded><![CDATA[Life insurance is typically taken out to offer valuablefinancial protection for your family in the event of your death,upon which a payment is made to your financial beneficiaries,heirs or family members. The extent of this payment will dependon your insured sum and earnings. Life insurance and lifeassurance may be interlinked in advertisements, though bear inmind the two policies are different. Life assurance is a form offinancial protection which is also an investment, as you shouldalways get a pay-out at the end of the term of the policy. Lifeinsurance on the other hand is simply financial protection foryour family, avoiding the issue of debt in the event of yourdeath.According to an article by the Fair Investment Company, theBritish life insurance industry shrank to almost half the sizeof the pensions industry last year and according to theAssociation of British Insurers, less than  of UK householdshold a life insurance policy.In their most recent newsletter abo...]]></content:encoded>
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<item>
	<title>Home Buyer and House Plan Terms and Definitions</title>
	<link>http://honeinsurance.com/619205-Home-Buyer-and-House-Plan-Terms-and-Definitions.html</link>
	<pubDate>Thu, 02 Feb 2012 00:31:00 -0500</pubDate>
	<category><![CDATA[Home and Family]]></category>
	<description>
         When you start shopping for a new home, you may encounter somewords and terms with which you are unfamiliar. The followingglossary will help you to be a better informed shopper. Adjustable Rate Mortgage ARM - A loan whoseinterest rate is adjusted according to movements in thefinancial market.Amortization - A payment plan by which a borrower reducesa debt gradually through monthly payments of principal andinterest.Annual Percentage Rate APR - The annual cost off creditover the life of a loan, in...	</description>
	<content:encoded><![CDATA[ When you start shopping for a new home, you may encounter somewords and terms with which you are unfamiliar. The followingglossary will help you to be a better informed shopper. Adjustable Rate Mortgage ARM - A loan whoseinterest rate is adjusted according to movements in thefinancial market.Amortization - A payment plan by which a borrower reducesa debt gradually through monthly payments of principal andinterest.Annual Percentage Rate APR - The annual cost off creditover the life of a loan, including interest, service charges,points, loan fees, mortgage insurance, and other items.Appraisal - An evaluation to determine what a piece ofproperty would sell for in the marketplace.Appreciation - The increase in the value of a property.Assessment - A tax levied on a property or a value placedon the worth of property by a taxing authority.Assumption - A transaction allowing the buyer of a hometo assume responsibility for an existing loan on the homeinstead of getting ...]]></content:encoded>
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<item>
	<title>School Fires</title>
	<link>http://honeinsurance.com/884552-School-Fires.html</link>
	<pubDate>Wed, 01 Feb 2012 08:55:44 -0500</pubDate>
	<category><![CDATA[Education]]></category>
	<description>
        School Reading Lofts.These reading lofts are in schools&amp;nbsp;and there is no help in getting them resolved. I have seen these lofts located in schools that are unsprinkled.&amp;nbsp; Check out this link to view the video. www.flameoffcoatings.comSchools have been warned of the problem and have ignored the situation. Fire inspectors across the US have been trying to get the school lofts protected and have had no support from the schools. If these school lofts caught fire the school could be lost in a...	</description>
	<content:encoded><![CDATA[&lt;A title&quot;Intumescent Paint&quot; href&quot;http:www.flameoffcoatings.comtestandassemblies.htm&quot;&gt;&lt;A&gt;School Reading Lofts.These reading lofts are in schools&amp;nbsp;and there is no help in getting them resolved. I have seen these lofts located in schools that are unsprinkled.&amp;nbsp; Check out this link to view the video. &lt;A title&quot;FlameOFF Coatings Videos&quot; href&quot;http:www.flameoffcoatings.com&quot;&gt;www.flameoffcoatings.com&lt;A&gt;Schools have been warned of the problem and have ignored the situation. Fire inspectors across the US have been trying to get the school lofts protected and have had no support from the schools. If these school lofts caught fire the school could be lost in a matter of minutes. A&amp;nbsp;&lt;A title&quot;Intumescent Coatings&quot; href&quot;http:www.flameoffcoatings.com&quot;&gt;Intumescent Coating&lt;A&gt; is something that has valid test results and can do what it claims in the test. A fire coating has a time-rating that can go anywhere from  hour to  hours. Coatings can be used where E- assemblies ...]]></content:encoded>
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	<title>Home Loan Q&amp;A</title>
	<link>http://honeinsurance.com/349789-Home-Loan-Q-A.html</link>
	<pubDate>Tue, 31 Jan 2012 05:16:20 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        About home loan which sandbank offer low interst within india? I am giving you a site name where you can draw from the bank names providing most up-to-date home loan interest rates. http:www.paisawaisa.comloanshome-loa The Standard Chartered Bank offered at . per cent up to  years. ICICI Bank :One can avail of a loan up to... About Home Loan?I want to buy a houss in Delhi. But bascially i belong to UP. but my wife belongs to delhi by birth. I ws planning to get a home loan. But dont know how ? w...	</description>
	<content:encoded><![CDATA[About home loan which sandbank offer low interst within india? I am giving you a site name where you can draw from the bank names providing most up-to-date home loan interest rates. http:www.paisawaisa.comloanshome-loa' The Standard Chartered Bank offered at . per cent up to  years. ICICI Bank :One can avail of a loan up to... About Home Loan?I want to buy a houss in Delhi. But bascially i belong to UP. but my wife belongs to delhi by birth. I ws planning to get a home loan. But dont know how ? what are the requirements? As me and my wife, we both work. but still our earn is just  per month. And... About latest home loans?is There any way a bank will nouns a personal project, where you've found a piece of land and enjoy a builder to build a new home. That's not a personal project, it is a mortgage. Banks are tougher on mortgage lending than a private mortgage company. STAY AWAY FROM COUNTRYWIDE !! I... Adding taxes &amp;amp; Insurance into a home loan - Smart or Stupid?I'm a ...]]></content:encoded>
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	<title>Car for Hire – Important Things to Consider Before Renting</title>
	<link>http://honeinsurance.com/662110-Car-for-Hire-Important-Things-to-Consider-Before-Renting.html</link>
	<pubDate>Mon, 30 Jan 2012 00:46:00 -0500</pubDate>
	<category><![CDATA[Travel]]></category>
	<description>
        If youre in need of a car for hire to travel from one destination to another, it will require that you have a certain degree of knowledge and understanding of the fundamental rules and regulations of car rental. There are a number of companies or agencies which provide these services as well as international car hire companies. Its extremely important to have a complete understanding of the fundamental policies thats consistent with the state or country. The terms and conditions of most car rent...	</description>
	<content:encoded><![CDATA[If you're in need of a car for hire to travel from one destination to another, it will require that you have a certain degree of knowledge and understanding of the fundamental rules and regulations of car rental. There are a number of companies or agencies which provide these services as well as international car hire companies. It's extremely important to have a complete understanding of the fundamental policies that's consistent with the state or country. The terms and conditions of most car rental firms must be abided by as well. There's a wide range of terms and conditions for car rental agencies which must be taken into consideration before issuing a car for hire.It's not uncommon for various renting agencies to have individual responsibilities and policies in effect, such as those associated with insurance and driver's coverage as well as rental and vehicle coverage rules and regulations that differ not only from state to state but from country to country as well.Most of the poli...]]></content:encoded>
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	<title>Using the internet to manage your family's finance</title>
	<link>http://honeinsurance.com/954524-Using-the-internet-to-manage-your-family-s-finance.html</link>
	<pubDate>Sat, 28 Jan 2012 04:53:34 -0500</pubDate>
	<category><![CDATA[Home and Family]]></category>
	<description>
        The effectiveness of managing family finances has never beenmore significant, as parents struggle to find a balance betweenwork and family life. A recent study by Mother and Baby magazinehas found that new parents are getting less sleep than previousgenerations, with new mums struggling to manage their exhaustion.Whilst there is no technological solution to sleepless nights asyet, it is possible to assign many tasks which were once onlypossible through physical movement, to the internet, such as...	</description>
	<content:encoded><![CDATA[The effectiveness of managing family finances has never beenmore significant, as parents struggle to find a balance betweenwork and family life. A recent study by Mother and Baby magazinehas found that new parents are getting less sleep than previousgenerations, with new mums struggling to manage their exhaustion.Whilst there is no technological solution to sleepless nights asyet, it is possible to assign many tasks which were once onlypossible through physical movement, to the internet, such asshopping and banking. No longer do you have to worry aboutco-ordinating the demands of screaming children with your weeklyshopping list or about missing the bank at :pm. Whateverissues you may face with your child, there are plenty ofwebsites collating advice from parents around the world, such ashttp:www.workingfamilies.org.uk andhttp:www.babycentre.co.uk. There are websites such ashttp:www.parentspenniespounds.co.uk offering financial adviceand support, and financi...]]></content:encoded>
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	<title>Miami Rental Property Tips for Savvy Landlords</title>
	<link>http://honeinsurance.com/592045-Miami-Rental-Property-Tips-for-Savvy-Landlords.html</link>
	<pubDate>Fri, 27 Jan 2012 05:09:24 -0500</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        Unruly tenants and default payments are just two of the things landlords need to worry about in order to operate a Miami rental property. Property management is the crux of any successful business. But the task doesnt start once you acquire the tenants and the money start coming in  it begins during the screening of tenants. Taking shortcuts when screening prospects can surely plant the seeds of future troubles. So if you want to be a smart and savvy landlord, check out these simple tips in hand...	</description>
	<content:encoded><![CDATA[Unruly tenants and default payments are just two of the things landlords need to worry about in order to operate a Miami rental property. Property management is the crux of any successful business. But the task doesn't start once you acquire the tenants and the money start coming in ' it begins during the screening of tenants. Taking shortcuts when screening prospects can surely plant the seeds of future troubles. So if you want to be a smart and savvy landlord, check out these simple tips in handling rentals.Research and due diligenceJust because the prospective tenant has an attractive credit report and handsome deposit check, doesn't mean it's all good. Bogus tenants are prevalent nowadays. They doctor their credit reports to appear stellar and almost always offer bouncing checks. It would be greatly harmful for your&lt;a rel&quot;nofollow&quot; onClick&quot;javascript:pageTracker.trackPageview'outgoingarticleexitlink';&quot; href&quot;http:miamirentalproperty.org&quot;&gt;Miami rental property&lt;a&gt; bu...]]></content:encoded>
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	<title>How An Insurance Company Makes Money</title>
	<link>http://honeinsurance.com/475925-How-An-Insurance-Company-Makes-Money.html</link>
	<pubDate>Thu, 26 Jan 2012 00:32:54 -0500</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        I worked in the insurance industry for  years and saw firsthand how profitable an insurance company can be. I will notattempt to go into the nitty gritty details but I will give youa pretty good idea in the form of an overview, how profitable aventure an insurance company can be.Insurance is a form of risk management. It is purchased to avoidthe possibility of a large , potential future loss. Tocompensate the insurance company for taking on this potentialfuture payout, the insured pays the insur...	</description>
	<content:encoded><![CDATA[I worked in the insurance industry for  years and saw firsthand how profitable an insurance company can be. I will notattempt to go into the nitty gritty details but I will give youa pretty good idea in the form of an overview, how profitable aventure an insurance company can be.Insurance is a form of risk management. It is purchased to avoidthe possibility of a large , potential future loss. Tocompensate the insurance company for taking on this potentialfuture payout, the insured pays the insurance company a certainsum of money known as the premium. In return for the payment ofthe premium the insured receives a written document, known asthe insurance policy, that lays out what events are beinginsured and what the payment to the policyholder would be ifthat event actually occurred.The insurance company collects the premiums of a large group ofinsureds to cover the few losses they would have to pay outfor.They use historical data to figure the probability of lossesand...]]></content:encoded>
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	<title>Home Equity Q&amp;A</title>
	<link>http://honeinsurance.com/754217-Home-Equity-Q-A.html</link>
	<pubDate>Tue, 24 Jan 2012 05:32:38 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Can anyone relate me where on earth to apply for a small business even next to equal credit using my equity contained by my home?I would like to purchase a mix-use commercial space from the owner. I own all of my inventory. I want help locating a bank or mortgage company liable to work with a self employed entrepreneur. I... Can bankrupcy help out next to home equity dash of credit? Possibly. Depends on  whether chapter  or chapter   whether amount owed is less than value of hosue secured or mor...	</description>
	<content:encoded><![CDATA[Can anyone relate me where on earth to apply for a small business even next to equal credit using my equity contained by my home?I would like to purchase a mix-use commercial space from the owner. I own all of my inventory. I want help locating a bank or mortgage company liable to work with a self employed entrepreneur. I... Can bankrupcy help out next to home equity dash of credit? Possibly. Depends on  whether chapter  or chapter   whether amount owed is less than value of hosue secured or more than appeal of house unsecured  Can equity surrounded by the home be taken out to payoff liquidation? you assume someone will lend you money..not in bankruptcy they won't. Yes! However, if the liquidation is recent you will get a very high-ranking interest rate.  Can home equity strip of credit be discharged at liquidation? Your HELOC is a line of credit against which you've pledged your house as collateral. In other words, it is a mortgage, probably a nd or rd mortgage. What woul...]]></content:encoded>
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	<title>Home insurance and water damage</title>
	<link>http://honeinsurance.com/229974-Home-insurance-and-water-damage.html</link>
	<pubDate>Mon, 23 Jan 2012 07:04:58 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Water damage can affect your home in a number of unpleasant, and sometimes expensive ways. You might think that your home insurance would cover you in the event of any water damage incident, but in truth there are only certain circumstances in which an insurer will pay out on a water damages claim.  In this article, we shall go over some of the circumstances in which your property could become damaged by water, and which of these you can expect the insurance company to pay for. Unless your home ...	</description>
	<content:encoded><![CDATA[Water damage can affect your home in a number of unpleasant, and sometimes expensive ways. You might think that your home insurance would cover you in the event of any water damage incident, but in truth there are only certain circumstances in which an insurer will pay out on a water damages claim.  In this article, we shall go over some of the circumstances in which your property could become damaged by water, and which of these you can expect the insurance company to pay for. Unless your home owners insurance policy specifically states that it will pay out in the event of damage caused by a flood, then the chances are that they will not, as flood damage is usually not covered as standard as part of most insurance policies. However, if you have sustained water damage due to a pipe leaking in your house, causing damage over a period of time, then you will most likely not be covered, as it is your duty to ensure that all the plumbing and fixtures in your home are maintained. If you are ...]]></content:encoded>
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<item>
	<title>All about shop insurance</title>
	<link>http://honeinsurance.com/470223-All-about-shop-insurance.html</link>
	<pubDate>Sun, 22 Jan 2012 01:03:58 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Many people have dreamed their entire lives of opening that small flower shop, bridal shop or cafe. When the realities of it begin to appear, the excitement can be quickly dwindled amidst requirements for insurance protection. Though it seems like a burden, and can sometimes be a hassle, shop insurance can be just the thing to keep a business from closing one day. Unforeseen circumstances can lead to financial problems, and even bankruptcy. Obtaining shop insurance doesn't have to be difficult, ...	</description>
	<content:encoded><![CDATA[Many people have dreamed their entire lives of opening that small flower shop, bridal shop or cafe. When the realities of it begin to appear, the excitement can be quickly dwindled amidst requirements for insurance protection. Though it seems like a burden, and can sometimes be a hassle,&lt;a rel&quot;nofollow&quot; onClick&quot;javascript:pageTracker.trackPageview'outgoingarticleexitlink';&quot; href&quot;http:www.smeinsurance.comshops-retail-insurance.aspx&quot;&gt; shop insurance &lt;a&gt;can be just the thing to keep a business from closing one day. Unforeseen circumstances can lead to financial problems, and even bankruptcy. Obtaining shop insurance doesn't have to be difficult, as long as the company owners understand what they are shopping around for.  Regardless of what type of insurance is being decided upon, absolutely all shops will need to purchase some type of property insurance. Not only is it needed, it is most often required, especially in instances of loans and lenders who wish to see extended pr...]]></content:encoded>
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	<title>Refinance Questions &amp; Answers</title>
	<link>http://honeinsurance.com/172158-Refinance-Questions-Answers.html</link>
	<pubDate>Fri, 20 Jan 2012 05:29:31 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Can I refinance a home explicitly not my primary residence?I live in Michigan...I purchased new a home within  but was unable to put on the market the home I was living in prior. I enjoy been trying to keep up near my mortgage payments with my previous home, but with these financial times, it is becoming more and more... Can I refinance a house to be exact not mine?My dad can no longer pay for his mortgage. The house and loan is under his cross. Can I refinance and switch the house under my name...	</description>
	<content:encoded><![CDATA[Can I refinance a home explicitly not my primary residence?I live in Michigan...I purchased new a home within  but was unable to put on the market the home I was living in prior. I enjoy been trying to keep up near my mortgage payments with my previous home, but with these financial times, it is becoming more and more... Can I refinance a house to be exact not mine?My dad can no longer pay for his mortgage. The house and loan is under his cross. Can I refinance and switch the house under my name? You can't refinance it, but you can purchase it from him. However, you can't do it in need his... Can I refinance after paying bad my two credit cards?I have a financial concern that I need your expert back with. I plan on paying off my two credit cards contained by the next month. I owe . as a combined total amongst the two of them. My question is contained by the  days following this pay off when... Can i refinance and apply for loan k,short commission,do not hold money surrou...]]></content:encoded>
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<item>
	<title>Will Your Property Appeal to Renters and Do You Know What Being a Landlord Entails?</title>
	<link>http://honeinsurance.com/605679-Will-Your-Property-Appeal-to-Renters-and-Do-You-Know-What-Being-a-Landlord-Entails.html</link>
	<pubDate>Thu, 19 Jan 2012 05:15:20 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Following on from our last article 'Renting Is Not As Buoyant As It Used to Be', we go on to discuss what you need to do to successfully rent your property and your responsibilities as a landlord.Properties belonging to 'accidental' landlords will usually need some money spending on re-decorating them to make them more universally pleasing rather than decorated to a personal taste as a private home would be.You need to ask yourself if you are prepared to make the necessary investment in the prop...	</description>
	<content:encoded><![CDATA[Following on from our last article 'Renting Is Not As Buoyant As It Used to Be', we go on to discuss what you need to do to successfully rent your property and your responsibilities as a landlord.Properties belonging to 'accidental' landlords will usually need some money spending on re-decorating them to make them more universally pleasing rather than decorated to a personal taste as a private home would be.&quot;You need to ask yourself if you are prepared to make the necessary investment in the property, and whether you are prepared to refinance in order to make that investment. If not, you may struggle, &quot;says a spokesperson from Knight Frank's residential lettings department.The National Landlords Association NLA says that more then  per cent of landlords expect rent arrears problems in  and warnings are being made to highly geared homeowners to be very cautious.A spokesperson from the NLA warns, &quot;For the highly geared landlord whose monthly mortgage payments rely heavily...]]></content:encoded>
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	<title>Insurance For The Self-Employed</title>
	<link>http://honeinsurance.com/886145-Insurance-For-The-Self-Employed.html</link>
	<pubDate>Wed, 18 Jan 2012 05:15:38 -0500</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        The biggest concern I hear from people who are thinking aboutstarting, or already have, their own business is the lack ofmedical insurance. What most people don't know is that there aremany options available that will allow you to have both medicaland dental insurance without having a large company paying mostof the premiums.When you go looking for health insurance, you need to know thefour main types.  Fee-For Service. With this plan you pay a percentage of thecost with every doctors visit. The...	</description>
	<content:encoded><![CDATA[The biggest concern I hear from people who are thinking aboutstarting, or already have, their own business is the lack ofmedical insurance. What most people don't know is that there aremany options available that will allow you to have both medicaland dental insurance without having a large company paying mostof the premiums.When you go looking for health insurance, you need to know thefour main types.  Fee-For Service. With this plan you pay a percentage of thecost with every doctors visit. The standard is  where theinsurance company pays  and you pay . You must meet youryearly deductible, however, before the insurance company beginspaying anything. Most deductibles range between  and ,.The higher the deductible the lower your monthly premiums. Health Maintenance Organization HMO. HMO's usually have nodeductible, but you have to make a co-pay for each visit. Theco-pay usually ranges between  and . With HMO's you canonly go to doctors that ...]]></content:encoded>
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	<title>Mortgage Loans FAQ</title>
	<link>http://honeinsurance.com/775574-Mortgage-Loans-FAQ.html</link>
	<pubDate>Tue, 17 Jan 2012 05:46:17 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Am I best to verbs paying mortgage for  yrs near little stash or downsize and enjoy plenty of hoard...?And almost no mortgage withyin a relitively short period of time? I am in a  bed detatched but thinking of moving to a flat? We afterwards thought we could in a... Am I better past its sell-by date for the subsequent few months to drop off my k speculation and wage stale my mortgage principal?Like a lot of things the answer depends. For instance, does your employer game any of your contribution...	</description>
	<content:encoded><![CDATA[Am I best to verbs paying mortgage for  yrs near little stash or downsize and enjoy plenty of hoard...?And almost no mortgage withyin a relitively short period of time? I am in a  bed detatched but thinking of moving to a flat? We afterwards thought we could in a... Am I better past its sell-by date for the subsequent few months to drop off my k speculation and wage stale my mortgage principal?Like a lot of things the answer depends. For instance, does your employer game any of your contribution? Will you lose that match if your cut back? ... Am I committed to the mortgage broker I am working beside or can I switch to another, I am closing soon?I have had too oodles delays with the current mortgage broker I am working beside, so I looked for another broker as backup. They are offering a lower interest rate and have... Am I eligible for the first-time homebuyers export tax credit if my parents co-sign on my mortgage?I recently accepted an donate on a , condo. My parents hav...]]></content:encoded>
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	<title>Insurance - Necessary For Peace of Mind</title>
	<link>http://honeinsurance.com/199723-Insurance-Necessary-For-Peace-of-Mind.html</link>
	<pubDate>Mon, 16 Jan 2012 00:42:49 -0500</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        There are many various types of insurance. Insurance is a policywhere you invest a certain amount, that you do not get back,that will pay you in the event of a predetermined event. Thespecifics vary greatly according to the kind of insurance.Health insurance is designed to help you with your medical care.You will typically pay in a certain amount every month calledpremiums and you may have to pay a certain percentage on yourdoctors visits or prescriptions but the insurance is designedto help you...	</description>
	<content:encoded><![CDATA[There are many various types of insurance. Insurance is a policywhere you invest a certain amount, that you do not get back,that will pay you in the event of a predetermined event. Thespecifics vary greatly according to the kind of insurance.Health insurance is designed to help you with your medical care.You will typically pay in a certain amount every month calledpremiums and you may have to pay a certain percentage on yourdoctors visits or prescriptions but the insurance is designedto help you with the costs. It will also help you in emergenciessuch as an accident, a broken bone, or a sudden illness.Insurance is there to help you if you are having a baby oranother time where you need regular care.Car insurance is intended for accidents; either your fault orsomeone elses. You pay on your car insurance premium everymonth or quarterly or yearly and if you are in an accident,the insurance can cover damages. There are two basic kinds ofcar insurance; liability and full...]]></content:encoded>
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	<title>Flexibility and the Recession is Smart Business for Associations</title>
	<link>http://honeinsurance.com/333143-Flexibility-and-the-Recession-is-Smart-Business-for-Associations.html</link>
	<pubDate>Sat, 14 Jan 2012 05:17:05 -0500</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        Its the economy, stupid  that decade-old statement could have been written about what apartment and condo associations are facing today. With too many associations trying to deal with record numbers of owner foreclosures, association boards are desperate for a solution. That may mean relaxing standards that in the past were meant to protect property values. Most apartment associations have rules that prohibit or limit greatly the ability of owners to rent their units. The strong argument has alw...	</description>
	<content:encoded><![CDATA[It's the economy, stupid ' that decade-old statement could have been written about what apartment and condo associations are facing today. With too many associations trying to deal with record numbers of owner foreclosures, association boards are desperate for a solution. That may mean relaxing standards that in the past were meant to protect property values. Most apartment associations have rules that prohibit or limit greatly the ability of owners to rent their units. The strong argument has always been that the unknown variable ' the tenant ' could be a detriment to the value of the property as many unit owners in the past have been reluctant to live in a mixed-use community. However, with so many empty units and so much financial strain on both apartment associations and homeowners, flexibility is the new buzz word of the industry. For starters, new buyers may balk at purchasing a unit with rigid ownership terms. In a stagnant real estate market, smart associations will adopt m...]]></content:encoded>
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	<title>Kroger Personal Finance - Is Kroger Finance Right For You?</title>
	<link>http://honeinsurance.com/877250-Kroger-Personal-Finance-Is-Kroger-Finance-Right-For-You.html</link>
	<pubDate>Fri, 13 Jan 2012 05:06:15 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Kroger Personal Finance - Is Kroger Finance Right For You? Kroger Company is United States largest traditional grocery chain but Kroger personal finance is doing well in the field of money as well. Visit Here http:gov-debt-grantbenefit.blogspot.com It is also believed that it took the idea from UKs Tesco as Tesco partnered with a renowned bank and started out in personal finance. Kroger groceries went Kroger personal finance by partnering with conventional banks and insurance companies. Kroger p...	</description>
	<content:encoded><![CDATA[Kroger Personal Finance - Is Kroger Finance Right For You? Kroger Company is United States largest traditional grocery chain but Kroger personal finance is doing well in the field of money as well. Visit Here &lt;a rel&quot;nofollow&quot; onClick&quot;javascript:pageTracker.trackPageview'outgoingarticleexitlink';&quot; href&quot;http:gov-debt-grantbenefit.blogspot.com&quot;&gt;http:gov-debt-grantbenefit.blogspot.com&lt;a&gt; It is also believed that it took the idea from UK's Tesco as Tesco partnered with a renowned bank and started out in personal finance. Kroger groceries went Kroger personal finance by partnering with conventional banks and insurance companies. Kroger personal finance offers pet insurance, home equity loans, personal finance, and customers can also apply for a mortgage, sign up for identity theft protection or get a credit card, life insurance, renters insurance, gift cards, specialty insurance and car and home insurance. One can purchase these offers for himself or give it to someone as a gi...]]></content:encoded>
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	<title>Safeguarding Your Rental Property with a Landlords Insurance Policy</title>
	<link>http://honeinsurance.com/930860-Safeguarding-Your-Rental-Property-with-a-Landlords-Insurance-Policy.html</link>
	<pubDate>Thu, 12 Jan 2012 05:14:30 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
         If you own property that you are renting out to a business or individual, you need a landlords insurance policy. Protecting your investment property is definitely in your best interest, as damage to your dwelling could result in very costly repairs.  Rental properties are notorious for incurring damage by renters. Some renters are not as careful as they might be if the property belonged directly to them and they had a vested interest in the structure. However, as a landlord, you do have a large...	</description>
	<content:encoded><![CDATA[ If you own property that you are renting out to a business or individual, you need a landlords insurance policy. Protecting your investment property is definitely in your best interest, as damage to your dwelling could result in very costly repairs.  Rental properties are notorious for incurring damage by renters. Some renters are not as careful as they might be if the property belonged directly to them and they had a vested interest in the structure. However, as a landlord, you do have a large financial interest in your property, and your primary concern is making sure that that property is in good condition at all times.  Landlords insurance policies usually contain numerous coverages for your choosing. The first coverage would concern the structure itself. Insuring the dwelling for the proper amount of coverage is very important and can be assessed by an insurance professional. Second is business property coverage. You may have personal belongings that you keep at you...]]></content:encoded>
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	<title>Credit report Q&amp;A</title>
	<link>http://honeinsurance.com/372091-Credit-report-Q-A.html</link>
	<pubDate>Wed, 11 Jan 2012 05:03:19 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Can one denial item show up twice on your credit report? I am trying to fix some of the stupid things I have done contained by my life. One of the things is that I enjoy a ring I bought for my ex wife that went unpaid, and eventually charged bad. Knowing that I need to fix this, I am interested within trying to pay this debt sour. The company that I financed this ring with go bankrupt, and I presume my rationalization was assumed by another company.Anyway, when I pulled my credit report, it show...	</description>
	<content:encoded><![CDATA[Can one denial item show up twice on your credit report? I am trying to fix some of the stupid things I have done contained by my life. One of the things is that I enjoy a ring I bought for my ex wife that went unpaid, and eventually charged bad. Knowing that I need to fix this, I am interested within trying to pay this debt sour. The company that I financed this ring with go bankrupt, and I presume my rationalization was assumed by another company.Anyway, when I pulled my credit report, it shows I own  separate negative items...one next to the original company, and again near the company that assumed it. Is this right? Can I be &quot;doulbe whammied&quot; for one debt?My second question is how do I turn about getting one of them removed from my credit report? Do I stipulation to dispute this with the credit bureaus? Can the apposite credit overcome the doomed to failure?I am  and have four or five collections on my credit report that are very soon ALL ''paid in full'' status. I didn't know n...]]></content:encoded>
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	<title>Protect Your Refurbished Property with Home Insurance</title>
	<link>http://honeinsurance.com/871130-Protect-Your-Refurbished-Property-with-Home-Insurance.html</link>
	<pubDate>Tue, 10 Jan 2012 00:38:33 -0500</pubDate>
	<category><![CDATA[Automotive]]></category>
	<description>
        If you are thinking of updating your home it is recommended that you invest in affordable home insurance to protect premises from future damage.Figures from the Halifax reveal that increasing numbers of householders currently prefer to remain in their present homes rather than sell up. The recession has been highlighted as the main reason why homeowners are staying put and instead of moving they are more inclined to refurbish rooms.In order to reap the benefits of the increased value following y...	</description>
	<content:encoded><![CDATA[If you are thinking of updating your home it is recommended that you invest in affordable home insurance to protect premises from future damage.Figures from the Halifax reveal that increasing numbers of householders currently prefer to remain in their present homes rather than sell up. The recession has been highlighted as the main reason why homeowners are staying put and instead of moving they are more inclined to refurbish rooms.In order to reap the benefits of the increased value following your efforts to improve your home, you are advised to take out &lt;a rel&quot;nofollow&quot; onClick&quot;javascript:pageTracker.trackPageview'outgoingarticleexitlink';&quot; href&quot;http:www.quinn-direct.com&quot;&gt;home insurance&lt;a&gt; policies, so if you are a victim of fire or flood for example, funds will be supplied to pay for the damage.Also, if you are planning on carrying out some Do It Yourself work, it may be a good idea to invest in Accidental Damage cover, which can help replace some items that may be brok...]]></content:encoded>
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	<title>The right car rentals are the ones with car insurance</title>
	<link>http://honeinsurance.com/563660-The-right-car-rentals-are-the-ones-with-car-insurance.html</link>
	<pubDate>Sun, 08 Jan 2012 05:50:35 -0500</pubDate>
	<category><![CDATA[Automotive]]></category>
	<description>
        A large number of travelers opt for Car rentals as renting a car is an economic way of traveling during short trips. But car rentals can place a large financial burden in an unfortunate accident involving you and the rented car. Damaging a rented car is not very difficult. You might hit the wall while reversing the car or the valet might damage your car while parking it. An insured rented car, if damaged, will cost you more than your prediction. Remember that car rentals consider you responsible...	</description>
	<content:encoded><![CDATA[A large number of travelers opt for &lt;a rel&quot;nofollow&quot; onClick&quot;javascript:pageTracker.trackPageview'outgoingarticleexitlink';&quot; href&quot;http:www.icicilombard.comappcarcar-rental.aspx&quot; target&quot;blank&quot; title&quot;car rental&quot;&gt;Car rentals&lt;a&gt; as renting a car is an economic way of traveling during short trips. But car rentals can place a large financial burden in an unfortunate accident involving you and the rented car. Damaging a rented car is not very difficult. You might hit the wall while reversing the car or the valet might damage your car while parking it. An insured rented car, if damaged, will cost you more than your prediction. Remember that &lt;a rel&quot;nofollow&quot; onClick&quot;javascript:pageTracker.trackPageview'outgoingarticleexitlink';&quot; href&quot;http:www.icicilombard.comappcarcar-rentals.aspx&quot; target&quot;blank&quot; title&quot;car rentals&quot;&gt;car rentals&lt;a&gt; consider you responsible for damage or theft of the car. It is evident that being insured or uninsured has a vital impact in all o...]]></content:encoded>
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	<title>Get Private Mortgage Insurance</title>
	<link>http://honeinsurance.com/721016-Get-Private-Mortgage-Insurance.html</link>
	<pubDate>Sat, 07 Jan 2012 00:30:53 -0500</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        Buying a house doesn't have to be as impossible as it seems.Traditionally, the criteria for buying a house has boiled downto three things: your credit rating, income, and a down payment.The common belief among most hopeful home buyers is that theyhave to meet all three criteria to buy a house. That is to saythat the buyer must have a good credit rating, substantialincome level, and have savings for a down payment on a house.This common belief is not necessarily the case anymore. For themost part...	</description>
	<content:encoded><![CDATA[Buying a house doesn't have to be as impossible as it seems.Traditionally, the criteria for buying a house has boiled downto three things: your credit rating, income, and a down payment.The common belief among most hopeful home buyers is that theyhave to meet all three criteria to buy a house. That is to saythat the buyer must have a good credit rating, substantialincome level, and have savings for a down payment on a house.This common belief is not necessarily the case anymore. For themost part, anyone that meets two of the three criteria isqualified to buy a house today. As you might have guessed, to get the best mortgage rates, youwill need to meet all three of the requirements. If you don'tmeet these criteria, you can still buy a house, you just won'treceive as good of a mortgage rate as your neighbor down theroad who has squeaky clean credit, a good job, and money for adown payment. In lending to consumers that only meet two of thethree criteria, mortgage lenders a...]]></content:encoded>
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